Terms of Service
Last updated: 31 January 2026
1. Introduction
These Terms of Service ("Terms") govern your access to and use of the Buxee website located at https://buxee.io ("the Website", "the Service"), operated by a team of independent developers ("we", "us", or "our").
By accessing or using Buxee, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Website.
2. About the Service
Buxee is a free online budget planning tool that allows you to track income, expenses, and savings directly in your web browser. All budget data is stored locally on your device using your browser's localStorage. Buxee does not require registration, login, or the provision of any personal information to use its core features.
3. Free to Use
Buxee is provided free of charge. There are no subscription fees, premium tiers, or hidden costs associated with using the budget planning tool. We reserve the right to introduce optional paid features in the future, but the core budgeting functionality will remain free.
4. Advertising and Partner Promotions
To support the ongoing development and maintenance of Buxee as a free service, the Website may display:
- Display advertisements served by third-party advertising networks (e.g., Google AdSense or similar providers).
- Partner promotions and sponsored content, including recommendations for financial products, services, or tools provided by third-party partners.
- Affiliate links that may earn us a commission if you click through and complete a qualifying action on a partner's website.
Advertisements and partner promotions will be clearly distinguishable from editorial content. The presence of advertising does not constitute an endorsement, guarantee, or recommendation by Buxee. You interact with advertisements and partner content entirely at your own discretion and risk.
Third-party advertisers may use cookies and similar technologies to serve ads based on your browsing activity. For more information, please refer to our Privacy Policy.
5. Risk Warning
Buxee is a budgeting tool for informational and educational purposes only. It does not constitute financial advice, tax advice, investment advice, or any other form of professional advice.
The information, calculations, and results provided by Buxee are based entirely on the data you enter and the assumptions built into the tool. They may not accurately reflect your actual financial situation, obligations, or opportunities.
You should be aware of the following risks:
- Budget calculations are estimates only and should not be relied upon as precise financial projections.
- Buxee does not verify the accuracy of the data you input. Incorrect or incomplete data will lead to inaccurate results.
- Financial decisions made based on information from Buxee are made entirely at your own risk.
- Exchange rates, tax regulations, and financial products change frequently. Buxee does not provide real-time financial data or updates.
- Any financial products, services, or offers mentioned on the Website (including through advertisements or partner promotions) carry their own risks. You should carefully read all terms and conditions before engaging with any third-party product or service.
We strongly recommend that you consult a qualified, independent financial advisor before making any significant financial decisions.
6. Acceptable Use
When using Buxee, you agree not to:
- Use the Website for any unlawful purpose or in violation of any applicable laws or regulations.
- Attempt to gain unauthorised access to the Website, its servers, or any associated systems or networks.
- Introduce viruses, malware, or any other harmful or malicious code.
- Scrape, crawl, or use automated tools to extract content from the Website without our prior written consent.
- Interfere with or disrupt the integrity, performance, or availability of the Website.
- Reproduce, duplicate, copy, sell, resell, or otherwise exploit any portion of the Website for commercial purposes without our express permission.
- Misrepresent your identity or affiliation with any person or organisation.
We reserve the right to restrict or terminate access to the Website for any user who violates these Terms.
7. Intellectual Property
All content on the Buxee website — including but not limited to text, graphics, logos, icons, images, design elements, and software — is the property of the team behind Buxee or its content suppliers and is protected by applicable copyright, trademark, and intellectual property laws.
You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content from the Website without our prior written permission, except for personal, non-commercial use of the budgeting tool as intended.
8. Data and Local Storage
Buxee stores all budget data locally on your device using your browser's localStorage. We do not have access to, and do not collect, your budget data. You are solely responsible for:
- The accuracy of the data you enter into the tool.
- Backing up any data you wish to retain (e.g., using the CSV export feature).
- Understanding that clearing your browser data, switching browsers, or using private/incognito mode will result in the loss of your budget data.
We are not responsible for any loss of data resulting from browser actions, device changes, or technical issues.
9. Disclaimer of Warranties
Buxee is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to:
- Implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
- Any warranty that the Website will be uninterrupted, error-free, secure, or free from viruses or other harmful components.
- Any warranty regarding the accuracy, reliability, or completeness of any information or results provided by the tool.
10. Limitation of Liability
To the maximum extent permitted by applicable law, The team behind Buxee and its directors, employees, partners, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
- Loss of profits, revenue, data, or financial losses.
- Damages arising from reliance on information or calculations provided by the Website.
- Damages arising from your interaction with third-party advertisements, affiliate links, or partner promotions.
- Damages resulting from unauthorised access to or alteration of your data.
This limitation applies regardless of the legal theory on which the claim is based, whether we have been advised of the possibility of such damages, and even if a remedy fails of its essential purpose.
11. Third-Party Links and Services
The Website may contain links to third-party websites, products, or services that are not owned or controlled by us. We do not endorse and are not responsible for the content, terms, privacy policies, or practices of any third-party websites or services. Your dealings with third parties found on or through Buxee are solely between you and that third party.
12. Availability and Modifications
We reserve the right to modify, suspend, or discontinue Buxee (or any part of it) at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.
We may also update or modify these Terms from time to time. When we make material changes, we will update the "Last updated" date at the top of this page. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.
13. Indemnification
You agree to indemnify, defend, and hold harmless the team behind Buxee and its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with your use of the Website, your violation of these Terms, or your violation of any rights of a third party.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Republic of Poland, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Poland.
15. Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.
16. Contact Us
If you have any questions or concerns about these Terms of Service, please contact us:
- Email: hello@buxee.io
- Website: https://buxee.io